Terms and Conditions

1. Introduction

Welcome to My Data Deposit, Inc. ("Company," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of our website, services, and applications (collectively, the "Service"). By creating an account or using our Service, you agree to be bound by these Terms. If you do not agree, please discontinue use.

2. Services Provided

My Data Deposit provides a secure online vault for storing and managing personal and family documents, including modules for legal, tax, insurance, business, and family information. Premium features may include SmartVault AI descriptions, unlimited reminders, unlimited storage, and collaboration tools.

3. Eligibility

You must be at least 18 years old or have the consent of a parent or guardian to use our Service. By using the Service, you represent that you meet this requirement.

4. Accounts

To access the Service, you must create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us immediately if you suspect unauthorized use.

5. Subscriptions and Billing

• Free Plan (Starter): Provides limited access to the Service.
• Premium Plan: Offers enhanced features as described on our Pricing Page.

Subscriptions are billed through our payment provider, Paddle. By purchasing a subscription, you agree to Paddle's billing policies, including automatic renewal until canceled. Prices and features may change with notice.

6. Refund Policy

Refunds are handled in accordance with our Refund Policy. Please review it carefully.

7. Acceptable Use

You agree not to misuse the Service. Prohibited activities include:

• Uploading unlawful, harmful, or infringing content.
• Attempting to gain unauthorized access to systems or data.
• Reselling or redistributing the Service without permission.

8. Intellectual Property

All rights, title, and interest in the Service remain the property of My Data Deposit, Inc. or its licensors. You retain ownership of your uploaded content but grant us a license to store and process it to provide the Service.

9. Termination

We may suspend or terminate your account for violation of these Terms or for misuse of the Service. You may cancel at any time through your account settings.

10. Disclaimer of Warranties

The Service is provided "as is" and "as available." We disclaim all warranties, express or implied, including fitness for a particular purpose.

11. Limitation of Liability

To the maximum extent permitted by law, My Data Deposit, Inc. is not liable for indirect, incidental, or consequential damages resulting from your use of the Service.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your State], United States, without regard to conflict of law principles.

13. Contact Us

If you have any questions about these Terms, please contact us at: